We buy houses as-is in Casa Grande, Arizona City, Maricopa, Eloy, Coolidge & Pinal County. (520) 261-6166
Pinal County House BuyerRusty & Susanna · Casa Grande, AZ

Articles

4 Reasons It Can Be Better to Sell Directly to a Real Estate Investor in Arizona

September 1, 2020

You’ve decided it’s time to sell. The next question is whether to hire a real estate agent in Arizona or sell the house directly. Both paths are legitimate. Listing is how most retail houses sell. A direct sale to a local investor is how a lot of as-is, time-sensitive, or hard-to-show houses actually close. Here is when that second path is often the better fit.

Time. Listing still often runs around 90 days to a contract in the conversations we have, then another stretch to close, if the buyer’s financing and appraisal hold. We can often make an offer within 24 hours and close in as little as 7 days, or later if you need time to move. Evelyn in Casa Grande and Janine in Arizona City both described about a one-week close on this site. Your title work may take longer. A listing almost always takes longer than a clean cash file.

Repairs and showings. Agents need the house to show well. That means cleaning, staging, and living through appointments. We make one visit. We buy as-is, including houses with foundation issues, mold, bad roofs, or tenants. If you cannot or will not get the house “list ready,” you are not a bad seller. You are a candidate for a direct purchase.

Cost. Seller commissions in the old “about 6%” conversation plus roughly 2% in closing costs come out of your pocket on a listing, even as commission norms shift, someone is still getting paid from the sale. We charge no commissions and title fees are written in the offer. The purchase price on a listing may be higher on paper. After fees, holding costs, and concessions, the check you actually keep can be smaller. Run both nets before you decide.

Certainty. Retail sales fall through when inspections, appraisals, or loans fail. A cash offer from the people buying the house removes those buyer-side contingencies. You still have title, payoff, and occupancy to work through. Certainty is not the same as “no paperwork.” It is the same as “no stranger’s underwriter.”

When listing is still better: you have time, the house shows well, you want to hunt a peak retail number, and you can live through showings. We will not tell you that is foolish. We will tell you it is a different product. Our compare page exists for that side-by-side.

How to compare without fooling yourself: write down a realistic list price, subtract commission, seller closing costs, likely repairs or concessions, and two to three months of mortgage, tax, insurance, and utilities. Put our cash offer next to that net. If the listing net is meaningfully higher and you can wait, listing may win. If the nets are close and you need a date, the investor path usually wins. If someone will not let you do that math, they are selling a feeling.

Questions to ask any investor, including us: Are you the buyer or will you assign the contract? Who pays typical closing costs? What happens if title finds a surprise? Can I pick the closing date? If the answers are fuzzy, keep shopping. Our answers: we buy, title fees are written in the offer, we talk about title surprises instead of inventing a new price, and you pick the date when the file can close.

We are not “against agents.” A good Arizona agent is the right hire for a ready house and a seller who can wait. We are the right call when the house is not ready, the calendar is short, or you want a single buyer instead of a parade of maybes. The four reasons above are how to tell those files apart, time, repairs, cost, and certainty, not a claim that every investor is better than every agent.

If you want to run the numbers for your Casa Grande, Maricopa, Arizona City, Eloy, or Coolidge house, use the form or call (520) 261-6166. Take the offer or leave it. You’ve got nothing to lose by seeing the number. A local cash buyer should be able to explain why their price is their price. If they cannot, keep looking, including at a good listing agent who will tell you the same kind of truth from the other side of the table.

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